You can apply for a residence permit only when
the amount is paid in full. If the property was
purchased with borrowed funds, then the loan
must be repaid by more than 75%. At the same
time, real estate can be residential or
commercial, bought by both an individual and a
legal entity: in the second case, the foreigner
must own more than 50% of the capital of the
Bulgarian company for which the property is
The package of documents required to obtain a
residence permit on this ground includes:
Foreign passport and copies of spreads with
personal data and a stamp on the last entry into
the country on a long-term visa D. The document
must be valid for another year and a half from
the date of submission.
Proof of housing. If the apartment is not owned,
then a notarized copy of the lease agreement
and address declaration will be required.
A certificate of no criminal record issued at home
or in the country of permanent residence no
earlier than 5 months before the submission of
documents. It must be translated and legalized.
Minors and stateless persons may not submit
such a certificate. When renewing a residence
permit, a certificate is no longer required.
A bank certificate from a Bulgarian bank
confirming the presence on the account of an
amount equivalent to 12 Bulgarian minimum
wages (in 2020 it is 7320 levs).
Health insurance for the entire stay, the amount
of coverage must be at least 30 thousand euros.
A certificate issued by a licensed Bulgarian credit
institution on the receipt of an amount of 600
thousand levs or more for the acquisition of real
estate in the ownership of a foreigner in Bulgaria
or for participation in the capital of a relevant
commercial company. In case borrowed funds
were used, a certificate from a credit institution
is required that the loan has been repaid by at
Title deed for Bulgarian real estate (in the name
of a foreigner or a commercial organization).